Your special home requires a specially skilled agent
Typically a high-value home is defined as a home with a value $500,000 or more. The details that went into building your home make it unique, and that typically means it also doesn’t fit within the category of typical homeowners insurance. That’s why it’s important to work with an agent who specializes in high-value homeowners insurance.
WE'RE ALWAYS LOOKING ONE STEP AHEAD
A comprehensive insurance plan for successful people like you can include upgraded features such as:
HOMEOWNERS EXPANDED
Your homeowner's policy could include extra coverages to help protect you in unexpected situations, ranging from tree removal after a storm, restoration of electronic data destroyed by a computer virus, temporary housing until you can go home again, or even lock replacement if your keys are lost or stolen.
Many high-value homes also have upgraded security and safety features. If you have a smart home, you could be receiving policy discounts for having security, fire, and burglar alarm systems in place.
OTHER VALUABLE COVERAGE FOR SUCCESSFUL PEOPLE LIKE YOU:
AUTO
You may own a variety of vehicles, including regularly used vehicles, classic cars, luxury motor homes, motorcycles, and golf carts, and more. We'll build an insurance plan that allows you to insure all of them under a single policy. There are also some other great features available, such as:
- New Vehicle Replacement
- Flexibility with Rental Vehicles
- Original Manufacturer's Parts
We'll also create a diverse outdoor activity insurance strategy that evolves with your lifestyle.
- Watercrafts of all types and sizes (fishing and custom sports boats, yachts, jet skis, etc.)
- Motorhomes (Class A, B & C, Airstream, 5th wheel, truck camper, travel trailer, etc.)
- UTV, ATV, rangers, snowmobiles, and more
IDENTITY MANAGEMENT
You'll get access to an experienced fraud specialist for personal assistance throughout any identity theft you may experience.
VALUABLE POSSESSIONS
While typical homeowners' policies are designed to protect your home and what's inside, there is usually limited coverage for valuable possessions that may get lost, stolen, or damaged. We'll help get coverage for that necklace passed down from your grandmother, pottery from your travels abroad, or even that one-of-a-kind piece from an art fair.
NONPROFIT OR FOR-PROFIT BOARD OR COMMITTEE MEMBER
We'll do a complimentary review of your risks based on the type of volunteer activities you're actively involved in. You can also expect us to deliver an action plan of coverage options, and helpful questions you can ask your board president.
LAKE OR COASTAL HOME
Whether it's a cabin on the lake or a condo with coastal views, we're here to help protect your vacation retreat. We'll help you consider some of the complex circumstances you may face, such as:
- Multi-state homeownership
- Renting out or letting family members use your home when you're not there
- Destructive events such as flooding, hurricanes, wildfires or earthquakes
INVESTMENT PROPERTIES
FARM & AGRICULTURE
From hobby farms and equine services to complex corporate farms, you'll get protection tailored to your needs.
RENTAL PROPERTIES
We understand that residential real estate investments can come with unique challenges—to both your properties and your financial stability. We'll help you analyze your property and create the tailored coverage you need.
SAFEGARD YOUR FAMILY AND ASSETS
The more you have acquired, the more you need to protect yourself and your family. We're about proactively managing, and minimizing, your risks. That means understanding how all your coverages work together. Excess liability, also known as umbrella insurance, is there for you when the underlying liability limits of your auto or home coverage limits have been exhausted. We can build custom plans from $1 million to $100 million.