BREWERY
INSURANCE

COVERAGE TAILORED TO YOUR BUSINESS

Each brewery we work with has a unique set of services they offer customers. Your exposures are unique, and directly based on your business’s individuality. Having the right insurance plan and partner is vital. We’ll build a custom plan that’s as unique as your business.


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In-depth understanding of the unique combination of services you offer to customers

 

Beer Production

Contract Brew & Packaging

Beer Storage

Barrel Aging

Brewpubs

Taprooms

Restaurants

Beer Stores

Special Events

Catering

BREWERY INSURANCE PRODUCTS

KEY COVERAGE FOR YOUR BUSINESS

 

Each part of your policy is uniquely customized by your agent. They leverage their expertise across the craft beverage industry along with their in-depth insurance industry knowledge to match the potential exposures to loss your business may face and, from there, they build a customized insurance, safety and risk-management program.

Our agents will help you understand how the parts and pieces of your policy are intertwined with your businesses exposures. Understanding your business’s risks and exposures are foundational to your business's continued success.

  • General Liability
  • Property
  • Business Auto
  • Employment Practices Liability
  • Business Income
  • Excess Liability
  • Pollution Liability
  • Equipment Breakdown
  • Cyber Liability
  • Workers’ Compensation
  • Liquor Liability
  • Spoilage & Contamination
  • Product Recall
  • Supply Chain Liability
  • Employee Benefits & HR Consulting
  • Safety and Risk Management Programs
  • Bonding

RELATED PRODUCTS

Liquor Liability

The higher the alcohol content, the more liabilities usually arise. This coverage can help insure businesses against claims resulting from the sale of their alcohol. A liability lawsuit can be brought against you for personal injury or even property damage. Not all liquor liability coverage is the same; it’s important to work with an expert that understands your operations and builds a policy that entails both on and off premise coverage.

Spoilage & Contamination

As craft beverage connoisseurs, you know first hand the risks associated with spoilage and contamination. Spoilage or contamination, before or after delivery, is a real risk to your business’s financial health. Costs to remove tainted product, initial production cost reimbursement, as well as potential lost revenue, are all considerations when customizing this coverage.

Product Recall

Not being covered from the financial implications resulting from a product recall not only puts your profits at risk, but also your reputation. The costs associated with a product recall can range anywhere from disposal, replacement, advertising, transport and more. This affordable coverage can help keep your business from financial ruin.

Supply Chain Liability

In the craft beverage industry, ingredients are about quality over quantity. That means you have regular shipments of fresh supplies, not large stocks of ingredients. In the event your supplier is unable to provide the materials you need, this type of coverage can help cover certain financial losses during your business interruption.

Worker’s Compensation

This type of policy helps protect businesses and its employees from a covered injury, and in many states is required by law. We’ll help you build a comprehensive, cost-effective insurance solution that also entails an industry-specific safety program.

But it’s up to agents to ask the appropriate questions to the underwriters and business owners and then paint the correct picture to the underwriters to make sure the appropriate policy is in place.

Your needs are unique. Let us help you create a custom insurance package

EMPLOYEE BENEFITS: BUILD A STRONG STRATEGY

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Building a strong employee benefits strategy is more valuable than ever. Our clients are provided comprehensive processes, tools and technology to help them make informed choices regarding their benefit plans that are built to match their goals and positively affect their bottom line.

  • Group Medical
  • Dental, Vision, Life and Disability
  • Wellness Program Development
  • Policy Renewal Education
  • Educational Employee Meetings—helping your employees make an informed choice through onsite meetings, newsletters, videos and more. Not just during open enrollment, but throughout the year
  • Online Benefits Enrollment—reducing time-consuming paperwork
  • Compliance / Human Resources Support — The latest legislative updates and changes, as well as forms to help keep you in compliance with COBRA, HIPAA, FMLA, health care reform, Medicare Part D and other benefit and employment laws

 

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SAFETY & RISK MANAGEMENT PROGRAMS TAILORED TO YOUR BUSINESS

Investing in workplace health and safety programs positively affects your bottom line. Our professionally-trained and highly-qualified safety consultants have worked with a diverse set of businesses across the Midwest. Their local knowledge of the craft beverage industries within our region combined with their extensive knowledge and continued training of federal and state laws and regulations will be an invaluable asset to your business.

Your program will be tailored to your business for training, audits, assessments and more.

 

  • OSHA Based Programs (safety audits, training)
  • OSHA Citation Assistance
  • Illness & Injury Recordkeeping
  • Emergency Action Plans
  • DOT Compliance Audits
  • Compliance Programs (develop, implement, and maintain)
  • Insurance Assessments
  • Inspection of Fixed Facilities
  • Annual Safety Meetings
  • Safety Seminars
  • Confined Space
  • Fall Protection
  • Forklift Operator Certification
  • Lockout/Tagout
  • Hazardous Materials
  • Strain & Injury Prevention
  • Management/Supervisor training
  • Return to Work Programs
  • Incident Investigations

CLAIMS ADVOCACY AND CONSULTING

When a claim occurs, our TRICOR Insurance claims experts are here to be your advocate. They’re here to make the necessary connections between your insurance policy, the facts of the incident and the carrier's claim processes. We have long-standing relationships with our carriers and we work together, on your behalf, to help ensure prompt resolution. 

Our philosophy is each and every claim must be treated the same way we would like to be treated if we experienced the same loss—with integrity, empathy, promptness, expertise and fairness.

 

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Partner Associations

TRICOR Insurance is proud to be affiliated through membership or partnerships with the following organizations:

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CONTACT A LOCAL AGENT TO GET STARTED

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34 LOCATIONS AND GROWING

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TRICOR'S CYCLE OF CARE

Value-added service that actually adds value

At TRICOR, we go beyond the policy. We help clients identify, analyze, evaluate and prioritize their risk management strategy. It’s essential to build an understanding of your unique business, and then customize a risk management strategy that helps your business succeed.

MANAGE YOUR
INSURANCE ONLINE

Online Account Access

ONLINE ACCOUNT ACCESS

Mobile App

MOBILE APP

Never be without access to important policy information: pay your bill, request a change to your coverage, access documents and auto ID cards, and more

TRICOR ONLINE

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