UNKNOWN RISKS TO YOUR BUSINESS
According to the National Highway Traffic Administration, the average crash costs an employer $16,500. When a worker has an on-the-job crash that results in an injury, the cost to their employer is $74,000. Costs can exceed $500,000 when a fatality is involved. Off-the-job crashes are costly to employers as well*.
You’re not just protecting your vehicles, your protecting your business’s bottom line.
*Source: NHTSA-The economic burden of traffic crashes on employers: costs by state and industry and by alcohol and restraint use. Publication DOT HS 809 682.
Who needs business auto insurance?
Business auto helps you cover the financial costs of a covered accident. Regardless of whether you own, lease, hire, have employees who drive their own vehicles on behalf of your business or have employees who operate company vehicles, you need an expert helping you understand your business auto coverage.
Is my spouse covered under my business auto policy?
It depends. This answer can get complex; that’s why it’s so important to work with an expert. For example: If you’re the sole proprietor, our agents will help you understand how you and your family can be covered by business auto and personal auto insurance. They will help explain coverage details around overlaps or gaps in your current auto insurance.
I own a trailer used for business purposes. Is that covered under my business auto coverage?
Trailer coverage can vary by state and the individual insurance carrier. Sometimes insurance carriers will extend liability if it’s attached to your vehicle when the covered accident occurs while other carriers require a separate policy. Our agents will spend the time it takes to guide you through options for coverage from quality carriers.
