Liability insurance protects your business against third-party claims for bodily injury and property damage.
Our agents have specialized training and years of experience understanding the direct risks for industries like yours. Their knowledge of our region's business climate helps them build a flexible plan that fits your unique needs.
It’s important to work with an agent who specializes in your industry because businesses of all types have varied liabilities. Here are examples of liability insurance options you may need. (This isn’t meant to be an exhaustive list but will give you an idea of how agents can build a customized plan for you.):
INCIDENT |
Type of Liability Insurance Needed |
Liability Description |
|---|---|---|
A customer slips and falls on your wet, unattended floor and files an injury lawsuit. |
General Liability |
Helps protect you against third-party lawsuits due to a customer injury. It’s important to understand your coverage limits. |
A female employee sues you for gender discrimination. |
Employment Practice Liability |
Helps protect you against claims made by employees alleging discrimination (based on gender, race, age or disability), wrongful termination, harassment and other employment-related issues, such as failure to promote. |
A significant amount of non-public personal information is lost or stolen from your business’s network. |
Cyber and Data Security |
Helps cover the costs of a cyber or data security breach. Costs you may incur could include: providing an identity protection solution for your customers, public relations, legal fees, liability and more. |
No matter how complex or unique your needs are, our team of experienced agents bring an incredible wealth of knowledge and expertise to any insurance challenge. As you grow your business an important part of its success will be navigating your employee benefits program as well as building and maintaining your safety and risk management solutions. At TRICOR Insurance we’re here to help you and your business meet the challenges of growth.
Offering a competitive employee benefits strategy is an important part of recruiting and retaining top talent. We can design a comprehensive and competitive benefits package unique to your business’s needs. Health, wellness, life insurance and employee-paid benefits like vision, dental, short and long-term disability are just some of the options we’ll customize for your specific needs.
Our professionally trained and highly qualified safety consultants have devoted their careers to helping local businesses build safety and risk management strategies. Planning and preparation for the possibility of a claim come before, not after, a loss.
At TRICOR, we go beyond the policy. We help local businesses identify, analyze, evaluate and prioritize their risk management strategy. It’s essential for us to build an understanding of your local business's unique needs. Building an in-depth understanding of your physical assets such as buildings, property, equipment, vehicles and more is foundational to the success of your risk management strategy. Working together, we’ll build a sound and cost-effective risk management program.
Protecting your building(s) and its contents from the unexpected is critical to getting your business back up and running after a covered loss.
Your exposure to crime can stem from employee theft or even third-party fraud. We can help analyze your business’s unique exposures.
Industries of all types have responsibilities related to environmental protection. Reducing your exposure to loss today could actually save your business more in the long run.
Our agents start day one with a framework, a framework that works together like pieces of a puzzle. Your agent will recognize the points of connection across your industry, business needs, insurance coverage and carrier options to build a customized insurance solution.
Never be without access to important policy information: pay your bill, request a change to your coverage, access documents and auto ID cards, and more
