The old proverb says, “Don’t cry over spilled milk.” While it’s certainly a waste of time and energy to cry over it, you should take spills very seriously—especially those in the workplace. Whether you spill milk, coffee, oil or chemicals, any kind of workplace spill can lead to serious problems or injuries. Not only could your workers slip and fall, but they may also be exposed to dangerous substances and fumes.
Perhaps your business owns, operates, maintains or uses mobile equipment in some way or another. Many times, there is confusion as to what is actually considered “mobile equipment,” and does it differ from an “auto.”
First, let’s start off by understanding what “mobile equipment” is and what an “auto” is, since the two are often lumped together within the insurance universe.
To most people, when they hear the word “audit” they immediately have unpleasant thoughts and want to throw out both hands and scream “NOOOOO”. Many people associate audits with taxes and the big, bad IRS and usually nothing good can come from this experience. But not all audits are bad!
Every construction site needs a Severe Weather preparedness plan to ensure a safe environment during hazardous weather. Having a written Emergency Action Plan (EAP) is also an OSHA requirement.
In the Midwest there are two things that nearly everyone loves about summer—enjoying the warm weather and grilling. In fact, July is peak grilling season followed closely by May, June and August. I’m sure we all can agree there’s nothing better than the smell of food like burgers, salmon and ribs cooking on a grill.
One of the smartest decisions a company can make is ensuring that their work space is safe. Workplace safety is extremely important for many reasons. When implemented correctly, it has the ability to create a more productive work environment, lower absenteeism, and boost profit margins. Most importantly, when a company has a safe workplace, their most valuable asset is protected – its people.
Spooky skeletons, carved pumpkins, high-tech LED lights and broomstick-riding witches are sure signs that Halloween is on its way. While Halloween is full of fun festivities, it is still important to prepare your property for this night to avoid insurance claims and lawsuits. Here are some tips to protect your home and ensure safety:
With all of the beauty that winter brings, it consequently brings hazards as well. During winter months, parking lot hazards increase due to dropping temperatures, snow, ice, and less daylight. Unfortunately, if accidents do happen on your property, you could be liable.
When it comes to cyber threats, many business owners, both large and small, are a target. Unfortunately, too many business owners take the approach that it’ll never happen to them or that their company isn’t big enough.
With the recent influx of news stories about serious data breaches, it’s not just the bottom line that gets impacted after a data breach. Brand image, which can have lasting revenue impacts, can also be compromised.
While hacks affecting the largest businesses are often reported in the news, hackers can target any size business. The U.S. Department of Homeland Security reports that 31% of all cyber-attacks are directed at businesses with less than 250 employees.
Never be without access to important policy information: pay your bill, request a change to your coverage, access documents and auto ID cards, and more