ENVIRONMENTAL
INSURANCE

PROTECT YOUR BUSINESS AND THE ENVIRONMENT

Businesses are more susceptible than you think to liabilities concerning environmental pollution. Common industries in our region such as auto service garages, manufacturers, construction companies and contractors, schools, bars/restaurants and more have all seen fines for environmental pollution.

 

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ENVIRONMENTAL
RISK MANAGEMENT

Reducing your exposure to loss could actually save your business more money in the long-run. Our risk management team can help you understand your direct and indirect exposures to loss. Protecting your business’s bottom line includes having our team of experts build comprehensive insurance and risk management strategies tailored to you.

 

Indirect vs. Direct environmental liabilities

Direct liabilities result from actions or failures to act from your business. Indirect liabilities result from actions or failure to act from a third-party you have a business relationship with.

  • Indirect environmental liability may be created through a purchase or acquisition of a contaminated site
  • Direct environmental liability may be created through a rupture of an underground tank your business owns, contaminating private wells or groundwater

Many insurance policies have limited or no pollution coverage within standard options. At TRICOR, our agents and risk management team work hand-in-hand to help you understand your major risk factors. Taking the time to build a holistic view of your business means better coverage.

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RESOURCES

When a loss occurs, it may involve a number of governmental agencies. These can include city and county agencies, the Department of Natural Resources (DNR), the Occupational Safety and Health Association (OSHA) and even the Environmental Protection Agency (EPA). With the right team in place reviewing your exposures before a loss occurs, you’ll be in better position to maintain and restore operations in a timely manner.

 

GIVING YOU GREATER VALUE

No matter how complex or unique your needs are, our team of experienced agents bring an incredible wealth of knowledge and expertise to any insurance challenge. As you grow your business an important part of its success will be navigating your employee benefits program as well as building and maintaining your safety and risk management solutions. At TRICOR Insurance we’re here to help you and your business meet the challenges of growth.

 

EMPLOYEE BENEFITS

Offering a competitive employee benefits strategy is an important part of recruiting and retaining top talent. We can design a comprehensive and competitive benefits package unique to your business’s needs. Health, wellness, life insurance and employee-paid benefits like vision, dental, short and long-term disability are just some of the options we’ll customize for your specific needs.

 

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SAFETY CONSULTING

Our professionally trained and highly qualified safety consultants have devoted their careers to helping local businesses build safety and risk management strategies. Planning and preparation for the possibility of a claim come before, not after, a loss.

 

BE SAFE

 

RISK MANAGEMENT

At TRICOR, we go beyond the policy. We help local businesses identify, analyze, evaluate and prioritize their risk management strategy. It’s essential for us to build an understanding of your local business's unique needs. Building an in-depth understanding of your physical assets such as buildings, property, equipment, vehicles and more is foundational to the success of your risk management strategy. Working together, we’ll build a sound and cost-effective risk management program.

 

MANAGE YOUR RISK

CONTACT A LOCAL AGENT TO GET STARTED

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RELATED PRODUCTS

 

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General Liability

Protect your business from financial loss due to a liability claim for bodily injury or property damage. This coverage is essential to the financial health of your business. Our agents will customize an affordable plan built uniquely for your business.

 

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CRIME

Your exposure to crime can stem from employee theft or even third-party fraud. We can help analyze your business’s unique exposures.

 

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Inland Marine

Don’t let the name confuse you. Inland marine protects products, materials and equipment transported over land, and can also cover your customer’s property while it’s in your possession.

 

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“ONE SIZE FITS ALL” COVERAGE DOESN’T FIT YOUR BUSINESS

Partner with agents who work as hard as you do

We start by using an innovative framework to understand your business. Then, we find the best plan for now — and help you plan for the future.

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INSURANCE ONLINE

Online Account Access

ONLINE ACCOUNT ACCESS

Mobile App

MOBILE APP

Never be without access to important policy information: pay your bill, request a change to your coverage, access documents and auto ID cards, and more

TRICOR ONLINE

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