Operating in very dynamic environments presents continual challenges for local governments, and keeping pace with these challenges means being prepared to learn new things, and implement new ways of doing business. Our experts specialize in helping municipalities, and public entities, on choices for insurance, safety and risk management solutions. Your team will guide, educate and consult with you one-on-one to build an understanding of your goals, and unique risk exposures. Our goal is to help you choose an insurance carrier that fits your local government’s unique needs.
One of the smartest decisions a company can make is ensuring that their work space is safe. Workplace safety is extremely important for many reasons. When implemented correctly, it has the ability to create a more productive work environment, lower absenteeism, and boost profit margins. Most importantly, when a company has a safe workplace, their most valuable asset is protected – its people.
This type of policy helps protect your local government, its elected or appointed officials and employees from a covered injury and, in many states, it’s required by law. One of the benefits of this coverage for staff who suffer an injury or illness on the job is it can help provide immediate medical insurance for covered claims. Just having workers compensation coverage isn’t always enough. We’ll help you build and formalize a return to work program that effectively helps staff reduce further injury or illnesses, and return to work in a timely manner.
Protect your local government from financial loss due to a liability claim for bodily injury or property damage. This coverage is essential to your local government's financial health. Our agents will customize an affordable plan built uniquely for your operations.
As a public entity or municipality you may have publicly owned vehicles, use your personal vehicle for events or hire drivers to transport elected or appointed officials, employees or volunteers. Determining your local government's unique auto insurance needs can be complex. We’ll help you understand your coverage options, and help you build a vehicle safety plan.
Protecting your building, its contents and property from the unexpected is critical to getting your local government back up and running after a covered loss. You also have a mission of keeping your staff, elected or appointed officials or even visiting citizens safe while inside publicly owned facilities, grounds, parks and playgrounds. Leveraging our extensive expertise in publicly owned environments, we’ll work together and build a loss prevention strategy that helps keep everyone safe.
Umbrella Liability or Excess Liability can work in conjunction with your general liability, business auto and Public Official liability (errors & omissions). Uniquely designed to extend your coverage limits by going above and beyond the coverage limits, your general liability, business auto or employer’s liability policies may be providing.
No matter how complex or unique your needs are, our team of experienced agents bring an incredible wealth of knowledge and expertise to any insurance challenge. As you grow your business an important part of its success will be navigating your employee benefits program as well as building and maintaining your safety and risk management solutions. At TRICOR Insurance we’re here to help you and your business meet the challenges of growth.
Offering a competitive employee benefits strategy is an important part of recruiting and retaining top talent. We can design a comprehensive and competitive benefits package unique to your business’s needs. Health, wellness, life insurance and employee-paid benefits like vision, dental, short and long-term disability are just some of the options we’ll customize for your specific needs.
Our professionally trained and highly qualified safety consultants have devoted their careers to helping local businesses build safety and risk management strategies. Planning and preparation for the possibility of a claim come before, not after, a loss.
At TRICOR, we go beyond the policy. We help local businesses identify, analyze, evaluate and prioritize their risk management strategy. It’s essential for us to build an understanding of your local business's unique needs. Building an in-depth understanding of your physical assets such as buildings, property, equipment, vehicles and more is foundational to the success of your risk management strategy. Working together, we’ll build a sound and cost-effective risk management program.
We start by using an innovative framework to understand your business. Then, we find the best plan for now — and help you plan for the future.
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